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TRAUMA COVER
Trauma cover insurance pays a lump sum if you suffer from one of the specified major diseases or injuries covered such as a heart attack, stroke, cancer or blindness. It has been designed to provide a benefit to help you cover medical and rehabilitation costs, and to help with lifestyle and employment changes.

Trauma insurance usually pays your chosen sum insured upon:

• death, or
• the occurrence of one of the insurance company's listed serious medical conditions or procedures
• the diagnosis of terminal illness, or
• Total & Permanent Disablement (TPD)

This policy covers you worldwide, 24 hours a day.

You can take out this policy on your own life, in which case you are the insured person as well as the policy owner. You can also take out this policy to insure someone else's life, say a family member or business partner. In this case, that person is the insured person and you remain the policy owner and maintain the rights of policy owner.

In the event of a claim, insurers will pay the policy owner or their estate. If you are both the policy owner and the insured person, you can nominate who will receive the benefits on your death.

This policy cannot be taken out through a superannuation fund.

Click here to enquire about Trauma Cover insurance