PERSONAL INSURANCE
Enjoying life is all about living for today. But it's not always easy if you're worried about tomorrow. So, rather than worry about what may or may not happen,
insure yourself financially and you can get on with enjoying life. So, while injury and illness will never be painless, the right insurance cover means you can
avoid impact on your personal finances.
Income Protection
Who will look after your finances if you can't work due to sickness or injury? Health insurance may cover a proportion of your medical bill, but it won't cover
your rent or mortgage and living costs. With income protection insurance you can get up to 75% of your regular income if you can't work due to disability. This
means you can concentrate on recovering and getting back to work, rather than watching your investments and savings slowly diminish. Read more...
Life Insurance
Protecting loved ones is a natural instinct, but how can you protect them if you're not around? Life insurance cover helps your family maintain their financial position
in the event of your death by providing your beneficiaries with an agreed lump sum. Read more...
Total and Permanent Disability
When one door closes, another opens. But what if there's a sudden twist behind the new door and you find yourself unable to work again? Total and Permanent Disability
insurance offers financial security for the unexpected by providing you with a lump sum benefit if you suffer Total and Permanent Disability and are unable to earn an income again. Read more...
Trauma Cover
Trauma cover insurance pays a lump sum if you suffer from one of the specified major diseases or injuries covered such as a heart attack, stroke, cancer or blindness. It
has been designed to provide a benefit to help you cover medical and rehabilitation costs, and to help with lifestyle and employment changes. Read more...
BUSINESS INSURANCE
You've worked hard to build your business, so it makes sense to protect yourself against the loss of your premises, inventory, vehicles and equipment; assets that are critical
to the day-to-day operation of your business.
Business Pack
consists of a choice of a number of individual insurance covers and provides wide-ranging business insurance protection under the one policy. Read more...
Commercial Motor
provides a flexible insurance solution that allows you to insure all of your vehicles under one policy. Read more...
Contract Works
covers your construction against a number of perils including fire, storm damage, third party liability and theft and existing dwellings. Read more...
Management Liability
protects the individuals and the company in relation to exposures associated with managing a company. Read more...
Professional Indemnity
protects your company's financial stability through professional, financial and managerial insurance. Read more...
Public Liability
protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property
or ‘pure economic’ loss resulting from your negligence. Read more...
Tax Audit
provides assistance for your business to handle any unexpected and significant costs associated with an Australian Tax Office audit. Read more...
Tradesman's Pack
consists of a choice of a number of individual insurance covers specifically aimed at tradespeople and their businesses. Read more...
BUSINESS PROTECTION
You've worked hard to build your business, so it makes sense to secure the future of your business by covering yourself, your
business partner or any key employee important to the operation of your business.
Business Expenses
Business expenses insurance ensures the continuity of your business, providing you with a business to return to following a period
of illness, or a business to sell as a going concern. Running a successful business takes time, money and lots of hard work.
Insuring your business should be at the top of your mind when you're thinking about what might happen if you were totally
disabled and couldn't work. Read more...
Buy/Sell (Ownership Protection)
When an owner of a business dies or becomes disabled, often the surviving business partner/s will desire ownership and control of
the business, and the estate will want funds to maintain their lifestyle. Buy-sell insurance arrangements can provide the money for this. Read more...
Key Person (Asset and Revenue Protection)
helps your business offset the loss of revenue associated with the loss of a key person who is responsible for driving the revenue of the business. Read more...
Loss of Cash Flow
covers a reduction in your business income as a result of damage to your property, which is covered under the Fire Theft and Glass
sections of your Business Insurance policy. Read more...
