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FINANCE
IAS can now provide you with access to competitive personal finance.

Take the worry away from choosing Finance - let IAS do the work for you and find a mortgage or personal loan from over 30 lenders.

Using expertly trained lending specialists, we make it possible to provide you with competitive rates for loans personalised to your individual financial needs. We aim to save you both time and money.

At IAS we recognise that getting a home loan is different for different people. We have the experience to understand which lending options will suit your needs.

At IAS we take the hard work out of finding a loan. Our experienced consultants instantly identify the loan that meets your needs. Whether it is for a home or investment loan, a business or commercial loan or asset equipment finance - we can help you.

With dozens of lenders and hundreds of home loan products to choose from, you can be confident that IAS will help find the right loan for your circumstances.

Contact us today for finance including:

• Home Loan
• Investment Loan
• Commercial Loan
• Equipment Finance
• Lease
• Novated Lease
• Chattel Mortgage
• Personal Loan
• Hire Purchase (or Term Purchase)
• Fee Funding / Factoring / Cash Flow Finance

How much can I borrow?
The amount you can borrow is dependent on a number of factors, such as expenses, income and current debts. Most lenders will base the size of your home loan on your capacity to meet monthly repayments.

Each lender has their own requirements to determine the amount they will lend to an individual. Our ability to access dozens of lenders means that your IAS mortgage specialists are able provide you with the lender which will meet your individual borrowing needs.

Each lender is different, meaning there are a number of lending options available to you. At IAS we provide you with the ability to compare and select a loan that's right for you.

Do I need a deposit?
Just like loan amounts, the deposit required may vary from lender to lender. For most lenders, a minimum of 5% of the purchase price is required as a deposit. Depending on the location of the property or the type of loan, you may need a deposit as high as 20%.

However, there are times where no deposit is required, such as, if you already own a property, you have a reasonable income, or you have a guarantor.

Click here to enquire about Finance.