Take the worry away from choosing Finance - let IAS do the work for you and find a mortgage or personal loan from over 30 lenders.
Using expertly trained lending specialists, we make it possible to provide you with competitive rates for loans personalised
to your individual financial needs. We aim to save you both time and money.
At IAS we recognise that getting a home loan is different for different people. We have the experience to understand which
lending options will suit your needs.
At IAS we take the hard work out of finding a loan. Our experienced consultants instantly identify the loan that meets your
needs. Whether it is for a home or investment loan, a business or commercial loan or asset equipment finance - we can help you.
With dozens of lenders and hundreds of home loan products to choose from, you can be confident that IAS will help find the right
loan for your circumstances.
Contact us today for finance including:
Home Loan
Investment Loan
Commercial Loan
Equipment Finance
Lease
Novated Lease
Chattel Mortgage
Personal Loan
Hire Purchase (or Term Purchase)
Fee Funding / Factoring / Cash Flow Finance
How much can I borrow?
The amount you can borrow is dependent on a number of factors, such as expenses, income and current debts. Most lenders
will base the size of your home loan on your capacity to meet monthly repayments.
Each lender has their own requirements to determine the amount they will lend to an individual. Our ability to access
dozens of lenders means that your IAS mortgage specialists are able provide you with the lender which will meet your
individual borrowing needs.
Each lender is different, meaning there are a number of lending options available to you. At IAS we provide you with
the ability to compare and select a loan that's right for you.
Do I need a deposit?
Just like loan amounts, the deposit required may vary from lender to lender. For most lenders, a minimum of 5% of the
purchase price is required as a deposit. Depending on the location of the property or the type of loan, you may need a
deposit as high as 20%.
However, there are times where no deposit is required, such as, if you already own a property, you have a reasonable
income, or you have a guarantor.
