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A Word From Doug and Cath
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Welcome to the inaugural IAS (Insurance Advisory Service) email newsletter! We hope you'll find the information in our newsletters useful and thought-provoking.
Is cash flow an issue for you and your family? We might be able to help!
2009 has arrived and there are reasons to be concerned about the state of the economy and its impact on your financial wellbeing.
It is however important to remember that from challenging times come opportunities. It's the perfect time to re-approach existing
financial plans or develop new ones.
If you have concerns about fitting the costs of insurance into your budget, we can provide alternatives that can help you save.
The "A Super Way To Insure" article in today's newsletter provides important information for you to consider.
Win $200! Join our NRL Footy Tipping Competition and kick off for your chance to win the $200 1st prize. Details below.
If you are not interested in receiving the newsletter then please go ahead and click on "unsubscribe" at the bottom of this email.
Regards,
Doug Brassett, Cath Baker and the team at IAS
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Articles
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What Happens To My Super If My Employment Ceases?
When a person ceases to be employed, whether it be voluntary or in other circumstances such as redundancy, it is important
to review superannuation.
Read more...
A Super Way To Insure
An essential part of every financial plan is having personal insurance. But it’s also important to make sure you
purchase it in a cost-effective way. Read more...
Six Ways to Translate "High-tech" into High Productivity
How much of a "techie" are you? Because you know recent technological advancements have given you more ways than ever to improve
both your sales (income) and productivity. To make technology work for you, however, you have to control it - not let it control you.
Read more...
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Announcements
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NRL Footy Tipping
We know that many of our valued customers are big NRL fans so this year we've decided to run a Footy Tipping competition.
The 2009 rugby league season is around the corner so register now. It's free, and you could win the following prizes:
1st Prize - $200, 2nd Prize - $100, 3rd Prize - $50
To sign up, just do the following:
- Go to www.oztips.com.au
- Click the 'REGISTER' button on the homepage
- Set-up a Login (if you don't already have one with OzTips)
- Once you've registered, click the 'JOIN A COMP' button
- You will be asked to enter an OzTips Comp# and Password
- The Comp you've been asked to join is:
Comp#: 154839 Password: ias2009
- That's it!
IAS Proudly Supports Worldvision
A number of IAS staff members support Worldvision's child sponsorship program. We actively encourage you to get involved as well. Despite the
current tough economic times, there are always others less fortunate, and it's the children who suffer the most.
You can support this wonderful organisation by clicking here and sponsoring a child.
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Products
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Buy/Sell (Ownership Protection)
When an owner of a business dies or becomes disabled, often the surviving business partner/s will desire ownership and control of
the business, and the estate will want funds to maintain their lifestyle. Buy-sell insurance arrangements can provide the money for
this. It allows the surviving business partner/s of a business to buy out the deceased owner’s interest in the business.
Read more...
Income Protection
Who will look after your finances if you can't work due to sickness or injury? Health insurance may cover a proportion of your medical bill,
but it won't cover your rent or mortgage and living costs. With income protection insurance you can get up to 75% of your regular income
if you can't work due to disability.
Read more...
Professional Indemnity
Practising as a professional in today’s financial world can be both exhilarating, and at the same time risky. Exposure to expensive,
time-consuming litigation from disgruntled clients is a real threat. It is crucial that every professional ensures his or her activities
are covered by a professional indemnity insurance policy.
Read more...
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Health Tip
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Exercise Recovery - An important part of keeping fit and healthy!
If you follow the guidelines for safe and effective exercise and prepare and recover effectively, you should feel great after
an exercise session. A well-run exercise class, led by a qualified instructor, always ends with five to 10 minutes of recovery
exercises, but people outside organised aerobic classes often leave out the recovery part of an exercise session.
Read more...
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